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Special Needs

“There are no do overs, make your best move……”

If you are on this page, you most likely know that having a loved one with special needs isn’t easy. You are challenged not only with the day to day responsibilities, but also with the uncertainty of what the future holds. While your individual situation is unique, there are some commonalities that families of special needs loved ones share. One of these is the need for reliable and accurate information, whether it is about how to care for them physically, how to take care of yourself emotionally, or how to make financial and legal provisions for you and your loved one.

Information is one of the key tools that you can utilize to empower yourself in the midst of a difficult situation. At The Eppy Group we are here to help.

What is Special Needs Planning? 

For parents of a loved one with special needs, there is a poignant realization that there may come a time, through sickness, disability or death, when you will not be able to provide care for your loverd one.  Planning involves a broad range of decisions designed to help secure the future of loved ones with special needs. A Special Needs Planner can work with you and your other advisors - your banker, accountant, lawyer, social workers and health care providers – to review your financial picture and offer options that make sense for your situation.

Key issues to consider are:

  • Protection of current or potential government benefits
  • Wills and why they are needed
  • Health Care Surrogate and how HIPAA laws can effect direction of care by parents
  • Living Wills and Durable Power of Attorney
  • Special Needs Trust; what it is and how it works
  • Ways to fund a Special Needs Trust
  • Letter of Intent – (Instructions to the next caregiver)

Because there is so much to learn regarding this type of planning, it is our goal to be a resource for you. One of our most effective ways to do this is through group presentations. This is done in an informal format where attendees are welcome to interact with the presenter. Please don’t hesitate to inquire about how we may be able to interact in a group setting to educate parents and caregivers.

Special Needs Planning is critical to help secure the future of your child. Make the decision to begin the process now.  Contact us  for more information.

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